Four easy ways to save money on your car insurance

From petrol to road tax, there are many costs when it comes to owning a car, so it’s important to find ways to save money and with 77% of households owning a car , simple tips to save on your insurance would be welcome by many.

So without further ado, here are four easy ways to save money on your car insurance.

Reduce risk

Insurance companies calculate the likelihood of you making a claim. To lower your premiums you should do your best to make your vehicle safer – this can be done in a number of ways, for example by having private or secure parking at night, driving less or installing alarms and trackers on your vehicle.

Choose your car carefully

The value, model and engine capacity of your vehicle all impact your premiums, with owners of cheaper, less powerful cars often paying less for their insurance. Older cars can affect your premiums as they are more likely to break down and their safety features are not as good as modern cars, for example an older car is unlikely to have an alarm or safety device. ‘immobility.

Pay close attention to policy options

With so many policy options on the market today, it can be difficult to choose the best one for you and your vehicle. As you go through the different policies, you need to figure out which add-ons you really need. For example, you may already have breakdown cover through your bank, so paying extra for this feature would be a waste of money.

The way you pay

While it’s easier to pay monthly for a policy, in the long run you’ll likely end up paying more due to interest. Opting for the payment of a voluntary deductible in the event of a claim can also reduce your coverage costs.

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