The Group Insurance Commission has extended the premium holiday for the Income Continuation Insurance (ICI) program to 2022, due to the strong financial position of the local ICI plan. This means that employers and employees will not pay premiums for standard or additional ICI coverage.
Employers should always submit a monthly premium report HERE for registration data to be entered.
|HERE||Completion date||Effective date||Report date|
|Annual premium update||March||April 1||April report due April 25, 2022|
|Additional annual registration period at ICI – Use the ICI application (ET-2366)||Application received before March 1||April 1||April report due April 25, 2022|
The due dates for reports are 24e of the month. When the 24e falls on a weekend or a holiday, the due date is the next business day.
The additional open registration period at the ICI ends on March 1, 2022
Additional ICI provides optional coverage for annual earnings between $ 64,000 and $ 120,000. (Standard ICI only covers annual income up to $ 64,000.) Enrollment in additional ICI coverage is voluntary. Employees who choose additional coverage must insure their entire salary above $ 64,000 up to a maximum of $ 120,000. There is no partial additional cover. Coverage chosen during the 2022 membership period comes into effect on April 1, 2022.
Employers should notify eligible employees of the additional ICI enrollment opportunity and direct interested employees to contact the appropriate human resources or payroll / benefits staff to apply for income maintenance insurance. (ET-2366). The request must be returned to the employer before the close of business on March 1, 2022.
Eligible employees on leave of absence during the open enrollment period have 60 days from the date of their return to work to request additional HERE coverage. Employees who are currently receiving ICI benefits can register when they return to work and no longer receive ICI benefits. Their additional coverage will take effect on the first day of the month that first occurs during their 60-day enrollment period, but no earlier than April 1, 2022.
Who is eligible for additional ICI coverage during the annual supplemental coverage enrollment period?
Employees who currently have standard ICI coverage and whose annual earnings exceeded $ 64,000 in 2021.
Who pays the premium?
During the premium holiday, no premium is due. Once the premium holiday is over, the employee will be responsible for paying the full premium for the additional ICI coverage; there is no employer share. Employers cannot contribute any part of the additional ICI premium.
How does supplemental cover affect the potential level of benefits?
Employees with additional ICI coverage are eligible for a maximum benefit of $ 7,500 per month (75% of maximum monthly income of $ 10,000).
Employees with annual earnings over $ 64,000 who are not enrolled in additional ICI coverage are limited to a maximum benefit of $ 4,000 per month.
How to register:
Eligible employees must complete the Employees section of the Continuing Income Insurance Application (ET-2366), indicating the choice of additional HERE coverage. The request must be returned to the employer before the close of business on March 1, 2022.
- Confirm that the employee is eligible for additional HERE coverage.
- Complete the employer section of the application.
- Make two copies. Give a copy to the employee and keep a copy for audit purposes.
- Send the original request to the ETF.
While no premium is due for 2022 coverage, it will still be necessary to submit the monthly premium report to report who is covered.
Log into myETF Benefits (MEBS) through the ETF website:
- From the ETF home page, hover your mouse over Employers and select Insurance programs from the drop-down menu
- Click on the Admin button for the myETF benefits
- Follow the onscreen instructions to sign in
- Once myETF Benefits has been loaded, hover your mouse over the Handicap drop-down tab (see graphic below)
- Select HERE from the drop-down menu
The initial screen invites you to complete the contract count (that is to say the number of employees), the total premium and the portions paid by the employees classified by regular and additional ICI. Total premiums paid by employees will be nil.
Employers who have not registered for the online declaration for ICI must complete the Online Access Security Agreement (ET-8928) and check the box “Premium payment HERE”.
Registration request reminder HERE
This is a reminder to all employers that a new registration is not always necessary upon returning from a leave of absence (LOA). If an employee’s ICI coverage has not expired while on LOA (ie.
For more information, see the Wisconsin Public Employers Income Continuation Insurance Administration Manual (ET-1145) chapters on Eligibility Criteria (relating to returning employee eligibility and time off leave) and claims handling ( regarding exemption from ICI premiums).
For more information on obtaining MEBS access and logging in, see the Employer training page of the ETF website.