Bank of America files $332,000 loan request with Winston-Salem doctor

The legal and financial woes of controversial Dr. Anne Litton White of Winston-Salem entered a new chapter this month.

Bank of America Corp. on Oct. 7 filed a demand for at least $332,000 from White for failing to meet payment terms on a business loan she took out with the bank.

The bank filed partial summary judgment in Forsyth Superior Court against White and her former businesses of Carolina Family Medicine and Dermatology PA and Carolina Laser and Cosmetic Center.

White had been the operator of the Carolina Laser and Cosmetic Center since 2004.

The legal filing came nearly six months after White closed his businesses in mid-April to enforce an NC Medical Board order to take that action or sell his practice by April 16 as part of the indefinite suspension of his medical license issued in March.

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The restitution breakdown consists of $309,899 in loan principal, accrued interest of at least $20,164, and late fees of $2,086.

The bank is also seeking payment of additional daily interest of $63.27 from May 24 to the date of judgment, as well as attorney’s fees.

According to the complaint, Bank of America said it provided White and his businesses with a 15-year loan in October 2013 for a principal amount of $504,798. White made a personal guarantee for the loan which had a monthly payment of $4,637.

On May 13, 2022, the bank sent a letter to White’s attorney stating that it was in breach of the terms of the loan and requested that the full principal amount be paid.

The loan was secured by White’s business assets. This letter was sent about a month after White closed his business.

“The loan has not been paid as agreed and the borrower has gone out of business,” according to the bank’s letter to White’s attorney, Joshua Bennett of Bennett & Guthrie PLLC of Winston-Salem. Bennett could not immediately be reached for comment.

“As we have discussed, please provide further information regarding any proposed sale of the borrower’s furniture, fixtures and equipment. The bank asserts a first lien claim on all assets of the office of the borrower. ‘borrower, including inventory and all accounts receivable.

In the bank’s civil action complaint, he said White had “failed and refused” to repay the loan.

Customer complaints

It may take some time for Bank of America, as well as its former clients, to resolve their financial and medical claims involving White’s practice.

The Winston-Salem Journal has received emails and phone calls from former customers concerned about whether they will receive a refund or reimbursement for payments made before services.

The center’s website says White’s booking fee “for your personal treatment consultation is $110.”

“The cost of the booking fees will be deducted from the cost of your intervention if the intervention is carried out within 30 days of the consultation. Please note: booking fees are non-refundable. Reservation fee for skincare only is $95.

Some customers told the Journal they plan to go to small claims court, while others plan to take legal action to recover their money.

The medical board referred client requests for refunds and refunds to White’s attorney.

Attorney Dudley Witt, who represented White before the medical board, did not respond when asked what former White’s clients could do to get refunds or refunds for treatments and procedures that were not had not been done before the clinic closed.


The indefinite suspension of White’s medical license by the Medical Board was issued following a disciplinary hearing on February 17-18.

The board ruled that White must wait two years before seeking reinstatement of her license and that she must inform her patients of the status of her practice. This two-year period began on March 17.

When asked why the 30-day liquidation period did not begin on February 18, the board said in a statement that an indefinite stay order “is not in effect until it is not in black on white and signed by both parties”.

Board attorney Brian Blankenship said that because “White is the sole shareholder of the practice, she must therefore divest her shares to another licensee or close the practice. “.

The board has released its 10-page final report, along with the hearing transcripts.

The hearing focused on how White conducted his practice between March 18, 2020 and May 25, 2020.

White told council investigators and a council-required monitor that her practice was one of several businesses that closed by state order at the start of the COVID-19 pandemic.

However, former employees testified and provided documents indicating that White saw patients during this time.

White testified that before the COVID-19 pandemic, his monthly bills averaged between $120,000 and $150,000 during a typical March to May period.

The board also determined that White “committed unprofessional conduct” by failing to comply with a 2018 order under which she agreed to pay for outside monitoring of her practice.

The decision allows the board to “rescind, suspend, revoke, condition or limit” White’s medical license in North Carolina.

The board also said in the report that unprofessional conduct includes “the commission of any act contrary to honesty, justice or good morals” in relation to a separate complaint involving an insurance claim filed by White. .

“We believed, based on the evidence, that we respected the council’s decision,” Witt said March 17.

“We are disappointed with the outcome of the case. We will continue to review options to bring Dr. White back into the practice of medicine as soon as possible.

It was the sixth time White had been the subject of a notice of charges and allegations, with the others occurring in 2004, 2005, 2008, 2017 and 2018-20.

Prior to the February 18 decision, White’s license had been suspended for a combined 110 days since 2004, the last times May 7-16, 2018 and July 16-26, 2018.

His practice had been operational since the end of the second suspension.

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