2022 Atlantic hurricane season forecast to be ‘above normal’


The 2021 Atlantic hurricane season produced the third most named storms on record. Seven of the 21 named storms last year were hurricanes, four of which reached major hurricane intensity. Major hurricanes are defined as those with wind speeds reaching Category 3, 4, or 5 on the Saffir-Simpson Hurricane Wind Scale.

Eight named storms made landfall in the United States last year, including Category 4 Hurricane Ida that hit the central Gulf Coast and then brought devastating flooding to the mid-Atlantic and northeast. 2021 was also the seventh year in a row that at least one named storm formed in April or May.

“The widespread damage the United States has suffered over the past year from tropical systems has underscored the importance of being financially protected against catastrophic loss and that includes having adequate levels of property and flood cover. In fact, we have not only seen historic levels of flooding in coastal areas in 2021, but also in all inland communities. It only takes one storm to turn it into a active season for you and your family, so now is the time to prepare as the start of the 2022 Atlantic hurricane season approaches,” said Sean KevelighanCEO, Triple-I.

“Now is a great time for homeowners and business owners to review their policies with an insurance professional to ensure they have the right amount and types of coverage, allowing them to ‘be financially protected against property damage caused by wind or water,’ Kevelighan added. . “It also means determining if they need flood coverage, which isn’t part of a standard insurance policy for homeowners, condos, renters, or businesses. Additionally, homeowners can make their homes more resistant to windstorms and torrential rains by installing roof ties and a good drainage system.”

Flood policies are offered through FEMA’s National Flood Insurance Program (NFIP) and several private insurers. Installing a wind garage door and storm shutters also boosts a home’s resilience to the damaging winds of a hurricane, according to the Triple-I, and can potentially save money on a home insurance premium.

Passenger vehicles damaged or destroyed by wind or flooding are covered by the optional full portion of an automobile insurance policy.

Through its Resilience Accelerator and other educational materials, the Triple-I offers plenty of tips for preparing for hurricane season. These include:

  • Develop a photo/video inventory of your belongings and the exterior of your home, which will facilitate the process of filing a claim
  • Prepare a hurricane emergency kit with a minimum two-week supply of essential items, such as drinking water, non-perishable food, and COVID-19 safety items (face covering, hand sanitizer). hands)
  • Create an evacuation plan long before storm warnings are issued

Klotzbach said the low likelihood of a significant El Niño in the Pacific indicates that another active Atlantic hurricane season is likely on the horizon, and that there is an “above average likelihood” for that major hurricanes make landfall along the continental United States coasts and in the Caribbean.

“While tropical Atlantic water temperatures are currently near their long-term averages, the warmer than normal subtropical eastern Atlantic generally forces a weaker subtropical high and associated weaker winds blowing through the tropical Atlantic. These conditions then lead to warmer waters in the tropical Atlantic for the peak of the Atlantic hurricane season,” Klotzbach said.

CSU The 2022 forecast calls for a 71% chance of a major hurricane making landfall in the United States, 47% for the East Coast of the United States, including the Florida peninsula, and 46 percent for the Gulf Coast of the Florida peninsula west to Brownville, TX.

FACTS AND STATISTICS:
Hurricanes

CONSUMER INFORMATION:
Disasters: insurance questions

Hurricane Season Insurance Checklist
How to prepare for hurricane season
Hurricane Season Insurance Guide
Hurricane and storm deductibles
Understanding your insurance deductible
Prepare an effective evacuation plan
Settlement of insurance claims after a loss
Spotlight on Flood Insurance
Flood Insurance Facts
Recover from a flood

INFOGRAPHICS :
What are hurricane deductibles?
How to prepare for hurricane season
How to File a Flood Insurance Claim
Is your business ready for hurricane season?

EXTERNAL RESOURCES:
FEMA’s National Flood Insurance Program (NFIP)
NFIP Information for Insurance Agents

RELATED VIDEOS:
Dr. Klotzbach discusses the Atlantic hurricane seasonal forecast for 2022
Hurricane Insurance Guide
Insurance Checkup: Homeowners and Hurricane/Flood Insurance
Create a home inventory

The Triple-I has an extensive library of educational videos on its YouTube channel. Information on Triple-I mobile applications can be found here.

SOURCE Insurance Information Institute

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