This happens after the trial period
After the trial period, you will receive a fixed employment contract from your employer, which only allows termination without notice in exceptional cases. Rather, notice periods apply that must be observed by both sides. In fact, the contract would not expire until you reach retirement age. In addition, after the trial period, the income is raised again in many cases. So financially there will be a lot going on with you, which can be considered positive.
A little patience is required
Many banks require that they have a fixed employment relationship for taking out a loan for at least 3 months after the trial period. Some banks even speak of 6 months. Therefore, you sometimes have to be patient until your permanent employment contract pays off and you can easily take out a loan after the trial period.
However, you do not have to be idle during this time. So you can already plan exactly which loan you want to take out. Try out several variants with the help of a loan calculator and let yourself be prepared some worthwhile offers in advance. Since this is always possible without obligation and free of charge, you do not have to be concerned that someone will take it “off the hook” if you inform yourself. But on the contrary.
Well informed and well prepared, you can then take out the loan you want after the trial period after the deadline. Thanks to your good preparation, you will not waste any more time and can implement your project, which you link to the loan.
Use your options
If you don’t want to wait until the waiting period is over, simply use a consumer loan as a credit after the trial period. He doesn’t ask how long you’ve been on the job. Rather, it is important here that you can prove earnings of more than 450 USD per month. Some traders who give the loan also require income of at least 600 USD a month. Sums that can be easily managed with a permanent job and should therefore not prevent borrowing. With a consumer loan, you can finance all the items that you buy from the relevant retailer. The loan is granted if you can prove your identity, are at least 18 years old, have a permanent place of residence in Germany, provide verbal information about your income and agree to Credit Bureau’s query.